Who are we?

Think you may be ready to make a home purchase? Before you even start home shopping, get prequalified by one of our mortgage professionals. You’ll have the clout of a cash buyer. You’ll know how much you can afford. And be well on your way to the mortgage program that’s right for you as soon as you make the offer!

Wondering if now is the right time to refinance? Contact us to get a free evaluation of your current mortgage to see if restructuring makes sense. We can look at options to lower your payment, pay off your mortgage faster, eliminate credit card debt, or take cash out of your equity to finance large expenses such as college tuition or home renovations.

Brendan McKay

Owner & Sr. Loan Officer - NMLS #554441

To put it simply, Brendan McKay is passionate about mortgages. Having dedicated his career to the mortgage industry, he finds purpose in educating his borrowers and demystifying the opaque mortgage financing process. With nearly 10 years of diverse industry experience, Brendan creates innovative financing solutions and optimal home ownership strategies tailored to each borrower.

In the past three years, Brendan has funded over $55M in residential mortgage loans. He has built a successful referral-based business by treating people honestly, providing the highest level of service, and helping his borrowers make confident decisions on their future. Brendan has embraced changes in technology to streamline and improve the mortgage financing experience, while still recognizing the importance of meeting with his clients in person.

Before transitioning to loan origination, Brendan worked in the underwriting and closing departments at two leading residential mortgage lenders. He also spent three years as a financial planner. This unique knowledge base helps him understand a borrower’s entire financial picture, propose optimal financing options, and most importantly get the loan to closing in a smooth and timely manner. His clients benefit from his deep technical understanding of residential mortgage lending guidelines differentiating him from many loan officers.

Prior to launching the McKay Mortgage Company, Brendan was a Branch Manager at Sierra Pacific Mortgage, after working his way up from Customer Service Manager to Loan Officer. Along with mortgages, Brendan is passionate about DC sports (most notably the Washington Wizards) and spending time with his family and friends. He is active in the Bethesda Chamber of Commerce, BNI, and a number of DC Metro-based networking groups.

Tina McKay

Owner & General Manager - NMLS #870287

With 30+ years of residential mortgage industry experience, Tina McKay has seen it all. Since joining the industry in 1980, she has worked in every area of mortgage banking from origination to underwriting to management and witnessed the common stumbling blocks at each point in the mortgage process.

As Owner and General Manager of the McKay Mortgage Company, Tina applies these lessons learned to improve the overall home buying experience of her borrowers. Tina is known for her attention to detail, responsiveness, and broad technical knowledge, which lead to smooth transactions and happy home buyers. She is invested in the business on a personal level and is truly committed to getting each loan to closing in the most timely and pleasant manner. Whether it is your first or fifth home purchase, Tina understands the mortgage process can be at times confusing and even overwhelming. She goes the extra mile to put her borrowers at ease with the process, and it is very rare that borrowers have such an experienced advocate and educator on their side.

Tina has been a local industry leader for the past two decades. As a former President of the Maryland Association of Mortgage Professionals, she has a deep understanding of how regulatory changes and real estate industry trends impact the residential mortgage market.

Before launching the McKay Mortgage Company, Tina served as a Regional Manager for three major residential lenders, where she developed a reputation for transforming branches from low-performing to award-winning. Most recently, she served as a Branch Manager at Sierra Pacific Mortgage. Tina splits her time between the DC-Metro area and Bethany Beach, Delaware.

Now is the right time to get that house you always wanted

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