We have 40 years of home mortgage underwriting and operational experience.
The McKays, as referred to by anyone with a brain, are the First Family of Mortgages. Plenty of people have told Brendan over the years, “Oh wow I could never work with my mom.” To which he responds “Well…I could never work with your mom either.”
2017 brought on some changes. The business had become too much for two people. On top of that, Brendan became a father, and Tina a Grandmother. When it was time to bring someone on, they kept it close hiring Matt Linde. In addition to spending seven years as a Senior Underwriter at two different mortgage lenders, Matt is one of Brendan’s closest childhood friends. Trust matters to our clients, and it matters to us.
Brendan McKay | NMLS #554441
Owner & Sr. Loan Officer
To put it simply, Brendan McKay is passionate about mortgages. Having dedicated his career to the mortgage industry, he finds purpose in educating his borrowers and demystifying the opaque mortgage financing process. With nearly 10 years of diverse industry experience, Brendan creates innovative financing solutions and optimal home ownership strategies tailored to each borrower.
In the past three years, Brendan has funded over $55M in residential mortgage loans. He has built a successful referral-based business by treating people honestly, providing the highest level of service, and helping his borrowers make confident decisions on their future. Brendan has embraced changes in technology to streamline and improve the mortgage financing experience, while still recognizing the importance of meeting with his clients in person.
Before transitioning to loan origination, Brendan worked in the underwriting and closing departments at two leading residential mortgage lenders. He also spent three years as a financial planner. This unique knowledge base helps him understand a borrower’s entire financial picture, propose optimal financing options, and most importantly get the loan to closing in a smooth and timely manner. His clients benefit from his deep technical understanding of residential mortgage lending guidelines differentiating him from many loan officers.
Prior to launching the McKay Mortgage Company, Brendan was a Branch Manager at Sierra Pacific Mortgage, after working his way up from Customer Service Manager to Loan Officer. Along with mortgages, Brendan is passionate about DC sports (most notably the Washington Wizards) and spending time with his family and friends. He is active in the Bethesda Chamber of Commerce and a number of DC Metro-based networking groups.
Tina McKay | NMLS #870287
Owner & General Manager
With 30+ years of residential mortgage industry experience, Tina McKay has seen it all. Since joining the industry in 1980, she has worked in every area of mortgage banking from origination to underwriting to management and witnessed the common stumbling blocks at each point in the mortgage process.
As Owner and General Manager of the McKay Mortgage Company, Tina applies these lessons learned to improve the overall home buying experience of her borrowers. Tina is known for her attention to detail, responsiveness, and broad technical knowledge, which lead to smooth transactions and happy home buyers. She is invested in the business on a personal level and is truly committed to getting each loan to closing in the most timely and pleasant manner. Whether it is your first or fifth home purchase, Tina understands the mortgage process can be at times confusing and even overwhelming. She goes the extra mile to put her borrowers at ease with the process, and it is very rare that borrowers have such an experienced advocate and educator on their side.
Tina has been a local industry leader for the past two decades. As a former President of the Maryland Association of Mortgage Professionals, she has a deep understanding of how regulatory changes and real estate industry trends impact the residential mortgage market.
Before launching the McKay Mortgage Company, Tina served as a Regional Manager for three major residential lenders, where she developed a reputation for transforming branches from low-performing to award-winning. Most recently, she served as a Branch Manager at Sierra Pacific Mortgage. Tina splits her time between the DC-Metro area and Bethany Beach, Delaware.
Matt Linde | NMLS #1686769
Matt studied electrical engineering at the University of Maryland, but as fate would have it, Brendan McKay, who has been his friend for as long as he can remember, asked if he wanted to interview at a new mortgage company Brandan’s mother, Tina was going to manage. That was the start of the McKay-Linde Mortgage Team and Matt has worked at several different companies throughout the years with Brendan and Tina. Matt worked abroad for six years and while he was away, Brendan and Tina started their own mortgage company. Once he moved back stateside, the McKays asked Matt to join the Team as their Office Manager. Since the McKays know Matt so well – both personally and professionally – the transition was seamless and now, as a Team, they have been striving to make everyone’s home mortgage dreams a reality ever since.